Agricultural capital intelligence

Making smallholder agriculture investable.

FINNEX connects East African farming cooperatives with impact investors through a structured six-dimension scoring engine — Agronomy, Operator, Market, Finance, Monitoring, Impact.

Nakuru Maize Cooperative
Sample project
PRJ-2024-KEN-0047
Kenya · Maize + Soy · $84K
0Overall score
Live monitoring activeLow risk
Agronomy
87
Operator
79
Market
82
Finance
74
Monitoring
91
Impact
88
Process

How FINNEX works

01
Apply
A farming cooperative submits its project through a structured onboarding form.
02
Score
Our six-dimension engine evaluates Agronomy, Operator, Market, Finance, Monitoring, and Impact.
03
Review
Our team verifies the submission before it's listed.
04
List
Approved projects appear on the investor dashboard, organized by risk band.
05
Fund
Verified investors connect directly with scored, ready-to-fund projects.
The gap

Why smallholder agriculture stays unfunded

Smallholder farmers produce over a third of the world's food, yet face a systemic financing gap — not because the opportunity isn't real, but because it isn't legible to formal capital.

No trustworthy data
Farms don't produce the financial history investors expect.
High perceived risk
Without structured underwriting, smallholder projects look riskier than they are.
Fragmented opportunities
Good projects exist; there's no consistent place to find them.
Costly diligence
Manual vetting doesn't scale to thousands of small farms.

FINNEX exists to close this gap — with structure, not guesswork.

Our approach

Why FINNEX

01
Built for structured capital, not seasonal cash.
FINNEX targets project-scale financing — irrigation, land, equipment — the capital smallholder cooperatives can't get from mobile money or microloans.
02
Rules-based scoring, on purpose.
Our scoring engine runs on transparent, auditable rules — not an unproven model. We'll introduce machine learning only once we have real outcome data to train it on, not before.
03
Partnered, not reinvented.
Insurance, input distribution, payments — where strong local and regional partners already exist, we work with them instead of building competing infrastructure from scratch.
Scoring dimensions
48hTurnaround per project
5Target markets
100%Admin reviewed
Methodology

Six-dimension scoring model

D1
Agronomy
Soil health, crop suitability, yield history, and input utilization benchmarked against regional climate and productivity data.
D2
Operator
Cooperative governance structure, management capacity, legal registration status, and verified repayment track record.
D3
Market
Offtake agreement quality, commodity price volatility, market access infrastructure, and demand-side risk profile.
D4
Finance
Project budget integrity, funding structure, cost of capital, capital efficiency, and projected financial sustainability.
D5
Monitoring
Remote sensing coverage, field verification cadence, data pipeline quality, and real-time alert responsiveness.
D6
Impact
Quantified jobs created, income improvement per household, carbon proxy estimates, and SDG alignment indicators.
For farmers

Submit your project and get a structured investment-grade profile that speaks the language of institutional capital.

Start your application →
For investors

Browse scored, admin-reviewed agricultural projects with full dimension breakdowns and risk classifications.

Not sure if your project is ready? Talk to our team first.

Book a short call to discuss your situation — no commitment, no application required.

Trust

Built on the ground, backed by structure

Amir Kazemi
Amir Kazemi
CEO

Founder. 4 years in agri-development finance, building FINNEX from strategy to shipped product.

Alireza Sharifmoghaddasi
Alireza Sharifmoghaddasi
CFO

PhD in Economics (Monetary Economics); Assistant Professor at Iran's Agricultural Research, Education & Extension Organization (AREEO), specializing in agricultural economics and finance.

Shirin Razghandi
Shirin Razghandi
COO

A decade of experience in strategic marketing, market research, and program management; leads FINNEX's operations and go-to-market execution.

Support

FINNEX is supported by We Are Changemakers, a Dutch government-recognized Startup Visa facilitator, as part of our founder's presence in the Netherlands.

A smarter pipeline for agricultural capital.

Whether you manage a cooperative or deploy capital into emerging markets — FINNEX gives you the structure to move faster and with more confidence.

Responses within 2 business days · NDA available on request